The STP Calculator helps investors estimate returns from a Systematic Transfer Plan (STP), where a lump sum investment is gradually transferred from a low-risk source fund (like debt or liquid funds) to a high-growth target fund (like equity). Enter your lump sum source investment, monthly STP amount, expected returns for both source and target funds, and the investment tenure. Click Calculate STP to instantly view the total amount transferred, final values of source and target funds, total wealth created, year-wise growth details, and allocation through an interactive chart.
STP Calculator (Systematic Transfer Plan)
Year-on-Year Growth Details
| Year | Source Balance (₹) | Target Value (₹) | Total Wealth (₹) |
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For better financial planning, you may also explore our SIP Calculator to understand long-term wealth creation through systematic investments, and our Goal SIP Calculator to plan and achieve your specific financial goals more effectively. To learn more about systematic investment and withdrawal practices, investors can also refer to the official Association of Mutual Funds in India (AMFI) website for mutual fund guidelines, investor awareness, and regulatory information.
Disclaimer:This STP calculator is for illustrative and educational purposes only. The returns shown are based on assumed rates and do not guarantee future performance. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Consult a qualified financial advisor before making any investment decisions.
